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Have you been declined for life insurance or are you being “highly rated” because of your medical condition?


If you have a pre-existing health issue, let us help you get the insurance necessary to protect you!


We work with insurance companies that will accept your medical condition without you becoming frustrated and we can often get you the policy at standard rates!


One reason why some clients don’t receive a standard rating is simply because the agent did not submit the application to enough insurance companies. We get your application in front of at least 15-20 insurance carriers giving you the advantage of having more than one company looking to issue your policy and accept your particular medical condition.


Of course, not all situations are the same and there may be cases where a rating may apply but knowing where submit your application is paramount to you getting the best rate, regardless of your health.


Every insurance company has their own underwriting guidelines and knowing which carrier will offer the best rate is your agent’s responsibility and duty to you.


If you don’t believe you are receiving the best rate or if you have a medical issue that may need some additional consideration, then simply complete a LIFE INSURANCE QUOTE REQUEST FORM and we will get to work on this for you immediately.




Some of the medical conditions we have been successful in issuing for clients are:


  • High Blood Pressure

  • High Cholesterol

  • Obesity

  • Diabetes, Type 1 and 2

  • Certain Cancers

  • Sleep Apnea

  • Depression

  • Smokers

  • Hepatitis C

  • Asthma

  • Crohn’s Disease and more!


There is never any pressure nor obligation to buy from us.  We  will make certain you receive the best possible insurance rates and we will not stop looking until we do.


Call us today for a FREE QUOTE at 877-224-3690!

Home > Pre-Existing Condition

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